About  Us

The JRF Program is a micro-financing scheme, which provide low-income families additional capital and start-up capital at zero interest to facilitate their opportunity to become entrepreneurs and form part of the City’s economic growth.

Background

Before Joint Resources Financing Program came to existence, the local government of Muntinlupa City created several poverty alleviation program attempts. In 1999 to 2002, the City government thru the Department of Agriculture launched the Joint Resources For the Family Program where one of its program components was the Financial Assistance for Micro Entrepreneurs or FAME. This program entails in providing livelihood education and financial assistance for its target clients.

The office of the City Mayor opted to take over the program in 2003 to 2007, to better address the poverty incidences in the city especially the financial needs of the low income entrepreneurs who were its target clients under its new title “Micro Entrepreneur Financing” or MEF.



When the administration changed upon the election of a new Local Executive in 2007, the program concurrently stopped from its operation.

The program revived from its operation in the year 2014 where various interventions and partnerships to private corporations, Government agencies and NGOS were put into action to lessen if not totally eradicate poverty in the city under the directives of the city’s Local Executive whopioneered the program and won the local election in2013. Data elements were again gathered and made as factors to reduce cases of impoverished communities.

Microfinance Ordinance


1. JOINT RESOURCES FINANCING PROGRAM ORDINANCE
SANGUNIANG PANGLUNGSOD
ORDINANCE NO. 15-136
AN ORDINANCE ESTABLISHING THE JOINT RESOURCES FINANCING PROGRAM TO BE FUNDED FROM THE GENERAL FUND OF THE CITY OF MUNTINLUPA UNDER THE SPECIAL PROJECTS AND PROGRAMS OF THE OFFICE OF THE CITY MAYOR.


2. Amendments of Joint Resources Financing SP Ordinance No. 16-038
An Ordinance amending section 2 and section 8 of the Ordinance No. 15-136 entitled “An Ordinance establishing the Joint Resources Financing Program to be funded from the General Fund of the City of Muntinlupa under the special projects and programs of the Office of the City Mayor.

Mission

To help "low income" entrepreneurs grow in their business ventures by providing sustainable financial assistance at zero interest and by extending entrepreneurial trainings and education.

Our key objective is to encourage "low income" entrepreneurs to be enterprising and to practice dynamism to enable growth of their business and judiciously manage their finances in order to help improve their lives (and to develop closer family ties and cooperation in the management of their business venture.)

Core Values

  • Reduction of poverty in Muntinlupa City
  • Consideration of our clients as business professionals rather than beneficiaries of financial assistance
  • Accountability and transparency in the management of the JRF program
  • Reduction of unemployment incidence in Muntinlupa